Beware before shopping by Credit Cards ~ Ofuran

Beware before shopping by Credit Cards

Using credit and debit cards, there is more convenience in shopping. There are many benefits that can be found on different occasions, such as not keeping the cash in all span or at the end of the month. 

Although the reasons for usage are different, overall the number of credit card users is increasing. As a result, criminals are now looking at credit cards. There is no alternative to awareness for this. If you are alerted, the credit card information may be stolen or cheated by fraud.

No transaction except https://

It is important to be careful when dealing with any website, whether it is written in green https:// before the address of the website. If not written in https: //, then there is the possibility of data being stolen from the website and should not be traded on such websites.

Online shopping should be done online only. Specifically, you should open the website address directly from the browser without opening the address or link of a new website found in e-mail or messenger. Links available through various means can be phishing (the information is captured by the site) or fake websites, which are usually used for theft of website information.

Online shopping from public place

There should not be any kind of shopping from cyber cafe, computer lab or any computer which is used by different people at different times. All these computers may be monitored centrally. There may be some software that is already deleterious to carry out the data.

Likewise there are fears of similar losses due to the free WiFi shopping center or open space. So in this place online transactions should be avoided.

Use Update software

The latest version of all the software on personal computers should be used. Having the old version software limitations can be used to capture information stored on the computer. Another great way to steal credit card information is to use stolen (pirated) software. Therefore, it is important to keep in mind that the software is updated as well as the original license.

Use antivirus

Computer viruses or harmful programs can cause various types of user damage. Copying users' passwords on different websites, viruses and malware-carrying software work from erroneous websites to persuade online shopping and steal credit card information.

You should select anti-virus software that is well-known in the market. Should not use any anti-virus software available through online advertising or e-mail links.

Matching Amount of money

You should combine whether the exact quantity of the product or service is required to be paid. As well as the confirmation that the payment of the e-mail and the SMS has been received, it should be seen whether the payment amount is the same. Currently, the information about the payment of each debit and credit card payment in the country is communicated to the customer through SMS.

Punched more than once

If the transaction is not completed due to network or other problems during the payment of money through point of cell machine, then contact with the bank should be sure before trying again. If there is more than one time payment for the same transaction, then you should immediately contact the credit card bank.

Use chip attached card

If the company currently uses a credit card, if the card is not connected to an electronic chip, then the company can apply for a new card with a chip. Chip cards are safer than the previous cards.

Wherever the money is paid through online or offline credit card, it is necessary to get in touch with the original number and check the credit card bill every time. Whenever there is any discrepancy, the credit card is to be contacted by the bank.

Writer: Software Engineer